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November 13, 2023

Home Services with Warrigal: Costs, Fees and Funding

Understanding the costs, fees, and funding options in aged care can be a bit overwhelming, which is why we've created this guide to make things clearer and simpler for you.

What’s the difference between CHSP, HCP, and Private Care?

Commonwealth Home Support Programme (CHSP)*

CHSP is a government-subsidised program offering low-level support for those seeking to maintain their independence in their own home. It caters to both short-term and long-term care needs and is available to individuals over 65 facing housing challenges or with limited incomes.

Warrigal is funded to provide a variety of CHSP service types across our regions:

Illawarra & Shoalhaven
  • Domestic assistance
  • Personal care
  • Flexible respite
  • Group and individual social support

  • Social Support Individual

Goulburn & Southern Highlands
  • Social Support Individual
  • Flexible Respite
  • Personal Care
  • Domestic Assistance
  • Centre Based Respite

Home Care Packages (HCP)*

HCP provides government-funded home care at different levels, promoting independence and allowing you to stay at home. It covers a range of care needs, from basic to intensive support.

*For CHSP and HCP, your eligibility can be assessed through My Aged Care

Self-Funded Private Services

In addition to government funding, you have the option to arrange and pay for private services directly with us. These services can cover various care needs, from short-term to long-term, without specific eligibility criteria.

What are the four home care package funding levels?

Australia’s home services funding system is divided into four funding levels, each designed to meet varying care needs:
Level 1: This level is suitable for individuals in need of basic care support.
Level 2: It’s designed for people with low care needs.
Level 3: This level is intended for individuals with intermediate care needs.
Level 4: It’s specifically for those with high care needs.

What does our home care package pricing look like?

At Warrigal, we believe in providing high-quality care that’s accessible to everyone, no matter their financial situation. View our home care prices now.

Who is eligible for a home services package?

To qualify for a Home Services Package, you generally need to be over 65 (or over 50 for Aboriginal or Torres Strait Islander individuals) and require help in at least three life areas of daily life, such as transportation, meal preparation, or housekeeping.
To find out if you or your loved one is eligible, visit the My Aged Care website.

How do I estimate what my home services budget will be?

Estimating your home services package costs is simple. You combine your government subsidy with your personal contributions, and that gives you your Home Care Package budget. This budget is held in a Services Australia account under your name, and payments are made directly to your provider after you’ve received the services.

At Warrigal, we’re committed to ensuring that your older years are filled with comfort, dignity, and independence. With a clear understanding of the costs, fees, and funding options available, you can make an informed choice that best suits your needs. Always remember, we’re here to assist and support you every step of the way.


Carer providing having a friendly chat with a resident.

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